[linsomniac]

I wasn't entirely happy with Simple; their base service was solid, but I was hoping for some level of spending analysis that I was never able to get, and their offering stayed static for a very long time.

PNC's Virtual Wallet was on my radar years ago as an alternative to Simple, but I never gave it a try. When the PNC purchase was announced, I thought for a bit about just letting it roll over and trying Virtual Wallet. But then I looked into the fees section and found their overdraft fees are both fairly high per instance, and capped fairly high per day. IIRC, you could run up $140 of fees a day. Not a huge concern of mine specifically, but I don't want to support a bank that's sucking off the overdraft fees teat.

I ended up setting up a spreadsheet of my fixed expenses per paycheck, and then just set up One scheduled transfers of the amount that spreadsheet tells me to. That works at least as well for me as the Simple Expenses (which had a lot of annoying warts).