[lykr0n]

There are a fair number of "app first" banks like simple was out there. But the problem is that you might not be able to keep using them in a few years...

Varo, MoneyLion, Empower, Chime, and others that can be found by browsing around on the app store are good. MX powered Credit Unions (like BECU) also are really good.

Marcus Inights is also a good app to use, but it's not super advanced.