[auslegung]

> I'd love to find other areas of my life that can be similarly optimized. I have hope for bill management services to take the annoyance out of juggling payments etc., and roboinvestors or similar automated financial services.

You’re probably familiar with auto bill pay (I think most services have it, and many banks offer it as well), and index fund investing with automatic transfers, so I’m guessing those don’t solve the problems you’re talking about. I’m interested what you mean then.

[nessex]

Yeah absolutely, that's kind of what I'm talking about. Though even then, managing different contract durations across many different companies for many different bills each month is annoying, and there are companies that can do that part for you as well. Haven't ever tried it, nor checked the cost, but it sounds like something that might be beneficial to not worry about. They can send me a summary each month to make sure I'm not spending too much.

The index fund investing with scheduled transfers is exactly what I meant by automated financial services. I probably micro-manage it a little too much right now for no real benefit.

[auslegung]

> I probably micro-manage it a little too much right now for no real benefit.

I do my best not to even log in to my account. One could go so far as to change one’s password to something impossible to remember, then delete it, so that signing in becomes a huge hassle of password recovery and identification verification at a banking institute (one of Dante’s levels of hell iirc)