[dragonwriter]

> It’s getting to that point, absolutely

I'm guessing you’ve never lived on welfare. Having done that and had a.personal income that, while short of $150K, is a sizable fraction of it (and been everywhere in between), increasing real income has involved a monotonically increasing quality of life. I’m definitely into the range, even short of $150K, where the marginal difference from each additional $ of income is much smaller than at lower levels, but it is still not negative.