[AtlasBarfed]

Agreed, the insurance companies are effectively capped on the profits they can declare, otherwise they'll expose themselves to regulation and stricter price controls.

So that's how places like UnitedHealthCare have such exhorbitant salaries and a bloated executive structure. It's the same as colleges, which also have constantly expanding revenues but are "nonprofit". So a vampiric parasitic management class attach themselves to the organization and suck all the money away, while costs soar.