[ixacto]

That is without employer subsidy or tax credits?

We can purchase insurance from state (ACA state) or federal exchange (non-Aca state), and also from the companies themselves. The cost will be either $0-1500+ Per month per person, yeah it varies a bit. Many employers will charge about $50-150 per month and subsidize the rest.

There are also high deductible plans that they are paying though, but they usually have a $3000-6000+ deductible per person, these are not good if you want to have kids or have a family history of chronic illness.

In my opinion the whole system is a huge inconsistent mess though. They will literally send you bills for hundreds of dollars (got a $350 therapist bill a few months ago) and I had to call them up an very politely tell them that yes I do have insurance with the credit card history to prove I’ve been paying the premiums, and to very politely fuck off.

The bill went away.

[ju-st]

Half of it is paid by my employer. There are no deductibles (generally) and no surprise bills here but the health insurance is useless for e.g. the dentist, the insurance only pays for the minimum (the joke is they only pay for the removal of teeth and a blender).

But for the sake of comparison I don't have the impression that US health care costs are much worse than in Germany. Certainly not to the extent the internet wants to make one believe.

[smnrchrds]

US spends twice as much as Germany per capita on health.

https://en.wikipedia.org/wiki/List_of_countries_by_total_hea...