Seriously. If you have kids, don’t already have a good life insurance policy, and are your family’s main income provider, contact a few brokers and get quotes now! Make sure your family won’t be hit with a double whammy of you dying and no longer being financially stable.
life insurance if you can afford it, and an estate plan. That goes for both sexes.
Without an Trust, your estate will go through probate. I believe the county charges 1 percent, and it can take up to a year.
(A living Revocable Trust is not that difficult. Get it notarized. What I found confusing is funding the Trust. I need to do more research, but their is a form that needs to be filled out so your property taxes don't skyrocket. In CA it's the will doesn't need a notary's signature.)