[marmot777]

My problem is I accumulate services over time, so I end up with services that are like a gym membership that’s used a few times then forgotten about. Then I notice on my credit card.

I’d say watch those credit card statements and your password manager for things you don’t need or, at least p, don’t need right now. It adds up to do such an inventory periodically.

[diehunde]

A rule I have to prevent that is to always terminate a service before getting a new one.

[marmot777]

Smart idea. That’s like a hoarder making a rule to get rid of something before getting something else.