[erikrothoff]

Servers at DigitalOcean $2500 per month. Paypal: Our last transfer to our bank account cost $1000 because PayPal takes a currency conversion fee of 3% from USD to SEK (that's in addition to the transaction fee) Intercom.io: ~$200 for the support package. Using the messaging automation would be ~$3000 per month...

[amosson]

Have you considered Wise. You get a “US” account that you could route (or wire money) into from PayPal. Wise only charges 40-50bps to convert to SEK.

[erikrothoff]

We have Wise and used this as a workaround like you described. However, Paypal recently ”fixed” this loophole by charging 3% on USD to USD transfers. It’s insane.

[iyn]

+1, I've saved thousands by using Wise.

[erikrothoff]

Are you still doing this? For us Paypal added a 3% transfer fee on USD to USD transfers. We’d really like to get this fixed, it’s killing us.

[noja]

Take a look at Wise.com for currency

[erikrothoff]

We have Wise and used this as a workaround like you described. However, Paypal recently ”fixed” this loophole by charging 3% on USD to USD transfers. It’s insane. Have you found a way around this?

[noja]

Do you need Paypal? Wise offer bank accounts in different currencies.

[erikrothoff]

No and yes. We have a couple of thousand subscription customers using Paypal, which is a pain to switch. It's forcing us to look into other payment providers (like Stripe, which so far, doesn't appear to be evil like Paypal)