[giantg2]

"Enough income to afford decent housing and food, healthcare, etc."

And how do you define those? I've heard people on here complain that $200k isn't enough for a good life with a family. Yet I make less than half that and pay all the bills for my family. Clearly standard of living and cost of living can have a huge fluctuations on location and what one thinks they are entitled to under a decent life.

For example, a studio apartment in a bad school district might be decent for a single person with no kids. Yet that likely would not meet the definition of decent for a family of 4. Unless, that was a step up from wherever you were living before (maybe on the street). Some people might say they have to eat out or have steaks to have decent food. But others might just want a discount grocery story with freash fruits and veggies with off-brand staples to meet their criteria of decent.

It all depends on people's expectations and needs.