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Not true whatsoever. Everybody in Germany (well I reckon more than 90% of people) use cash / debit cards ("EC-Karte") to pay at shops and for tickets / parking meters. Just because Germans don't always use credit cards for small payments, it doesn't mean they are paying cash that they get out of an ATM beforehand. And the millennial generation and younger use Apple Pay and similar systems on the same level as other countries. The "Germans refuse to pay with anything other than cash" myth / meme isn't true anymore since about the early 1990s.