[smt88]

No. If they were, a lot more people would be buying and trading them.

Trendy assets with no intrinsic value (e.g. trading cards, NFTs) are high-risk.

Assets like land and housing have utility. Assets like stock are supposed to have value because you have a share of the profits, although many people still speculate on public markets.

Put your money into something you use first, like a home purchase. Even if the price collapses, you may still be saving yourself money every month vs. renting.

Then move to something that generates value, like a high-yield index fund.

[throwawaycodrrr]

I appreciate the response. But the mentality: other people know best, means you're always second to the party. I'm looking for high risk :)