[spaetzleesser]

I don’t know the stats but from what I read a lot of accidents are not tourists but more serious divers who go below 20-30 meters. I haven’t heard about people getting injured while on regular tourist dives.

Same with motorcycle riding or paragliding: it gets dangerous once you are beyond the beginner stage.

I really don’t know what could go wrong on the typical tourist dive if the dive master keeps an eye on people and you don’t panic.

[acjohnson55]

That tracks with what I've heard, anecdotally. Accidents happen when people plan their own dives, go alone, push too far out of their comfort zone, or dive in conditions they aren't prepared for. These things are risk and consequence multipliers.