[eaplant]

Read only makes sense. I imagine you would have to go into your settings to enable the API in the first place. The scariest thing for me about the current banking system is that my account + routing number acts like a key that can remove money from my checking account.

I totally agree that most banks have terrible UIs. I think the opensource community could do a much better job. I hadn't thought of notifications but I think it would be great.