[nickpinkston]

What do you think the material impact on students of this will be?

ie Was anyone harmed, or is this just preventative? Seems like the latter, but just want to make it clear for people.

Was it previously a gray zone on the dischargeability? Did something change in the law? Was Lambda just being cautious in saying it ::may not:: be dischargeable? Something else?

I remember hearing that ISA case law isn't very deep, so I can imagine that there may be more gray zones.