[minikites]

Why do you think entrenched power needs to be entrenched further? Our current situation can be traced back to deregulation:

https://en.wikipedia.org/wiki/Financialization#Deregulation_...

>The securities that were so instrumental in triggering the financial crisis of 2007-2008, asset-backed securities, including collateralized debt obligations (CDOs) were practically non-existent in 1978. By 2007, they comprised $4.5 trillion in assets, equivalent to 32% of U.S. GDP.

[treesrule]

This is a total nosequitor, building more apartment buildings would make apartments cheaper, being allowed to build two houses on your one house lot would make houses cheaper etc. Like do you have a reasonable path from "people have more latitude to build on their own property" to putting families or individuals in a dangerous financial situation.