[slt2021]

capital one are experts in underwriting subprime consumer debt and seems like they know how to evaluate risk for the most profitable credit products in the market. Won't be suprised if they use suite of ML/DL, although banking regulations discourage using black-box models for anything banking, and requires models to be explainable and free of possible biases.

Looks like a very interesting field to work as an applied ML/DL researcher (explainability, white-box vs black-box, bias, etc)