[danialtz]

You have a point here, but sadly most of the current state of art in CBDC research avoids storing accounts at Central Banks due to the obvious risk of disintermediating banking system.

The points of others thread stays: what is the point of CBDC for individuals if the supply is not limited and not stored at Central banks...

[rahimnathwani]

I'm not up to date with the state of the art, but the March 2020 paper from the Bank of England seemed clear that balances would be held on a ledger at the Bank of England. Whether the balances on this ledger would be assigned to specific beneficiary owners, or only to intermediaries (like retail banks) wasn't clear. But, in either case, only the central bank could issue/mint new balances.

[neilwilson]

It's just bank accounts at the Bank of England - something the BoE got out of in 2008.

Anything else drops down a money laundering black hole.