[tenpies]

Exactly, Tesla premiums are very high and I think the biggest tell is how much of a dud the "Tesla insurance" business has been.

They continue to be just a brokerage in a handful of states so they don't even underwrite policies. If the margins were actually good they would have gone national and began underwriting policies themselves by now. Insurance is literally free money when you have a risk that competitors assess incorrectly.

[fooqux]

Are they high compared to other cars in the same price range and similar cost to repair? Remember: insurance rates aren't just based on how often cars get into accidents; those that cost more to repair after an accident will have higher rates, too.

[TedDoesntTalk]

Only for collision insurance. Liability insurance has no relation to repair costs.