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by arcticbull 1890 days ago
Ok, so you're doing it incorrectly then. That's fine, but it seems weird to give advise on the basis of information that you know is wrong.
1 comments

That's got all the argumentative power of a damp noodle. If you happen to be using the CPI to adjust your portfolio, you might be saying you've experienced real growth when your investments are literally being outperformed by the steadily growing value of an inert rock.

The inflation rate is basically a proxy measure of wage growth [0]. The money printing hasn't going in to wages. It isn't appropriate to use the CPI to adjust wealth, because then you'd be mistaking asset price inflation for productive growth and putting money into things that don't earn real returns (ie, are grossly mismanaged).

[0] https://www.stlouisfed.org/on-the-economy/2015/november/rela...