[twobitshifter]

Yes I agree, owning is better than renting, but it’s effectively not a positive investment return. Either rent out your property or put as little into it as you can would be my advice. Your other investments will outperform your house, when you consider the fundamental need to have housing.

Also agree on the mortgage rates which are economy dependent along with the stock market. Right now you should certainly not pay off the mortgage but there are some times in history where it might make sense, which is why I noted it.