[nnlsoccer]

Phase 3: Connection of all Apple health fitness tracking/health tracking data. As wearables and body data monitoring continue to evolve and increase the number of bio markers/biometrics measured, apple is poised to integrate these in a way that Peloton and other fitness focused brands may or may not be.

[ksec]

Phase 4: Those aggregate data from Millions of users provides additional insight that is only available from Apple. Health Insurance with these Data ( and your consent to use it ) will get better offers and Apple gets commissions. ( Services Revenue )

[nnlsoccer]

Agreed. That is certainly the dark side of that path. From a user/patient perspective, the interesting side of that equation might be a world where those biometrics are tracked and integrated (with your consent) with an EHR so that your doctor can see continuous metrics in a way that is actionable for clinical decision making.