I was actually just looking at this and our benefits in AU seem to be A$3000 a year allowance towards a private plan. That doesn't seem like a lot, but maybe it's enough.
Private health insurance in Australia is quite cheap - my silver extras plan is $480/quarter (dentistry and basically anything else that could happen to me)
I'd be inclined to bank the 3k/year and insure yourself - PHI in Australia is a borderline scam and half the time you'll end up in the public system anyway.
Yes and no - if I was in real trouble I’d want to end up in the public system (where I work and where the care is the best) but PHI is great for the things you never know are going to happen. Generally your life will be fine without it though
There seems to be a double standard in every company that I applied to where the perks are more generous for US staffs. My friend works for an Australian unicorn expanding to the US who offers RSU for US staff but only share maching for Australians.