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by someguy321 1896 days ago
One I can think of off the top of my head (statistics, not AI, although AI would also allow it) is that the actuarial calculations for home/car insurance quotes rely on risk data by zip code, education level, income, and any and all other socioeconomic variables not including protected class, but which often correlate/group by protected class, and which are also reliable indicators of risk.

Depending on who you talk to these algorithms either are or are not discriminating against protected classes "through the back door".
2 comments
tomp 1896 days ago
Sure but my point is that, while you could argue that decisions about some topics could be discriminatory by definition, that has nothing to do with AI (and saying that AI is at fault is pure anti-AI FUD).
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jariel 1896 days ago
Yes - and you've just proven the folly of this entire exercise -> those algorithms have nothing to do with AI!

If the government believes that credit risk systems cannot use 'race' as a factor, then they ought to reaffirm that.

They shouldn't be restricting broad use of a technology.

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