[mrtksn]

Yes, if you are into cash intensive business or from a country with a lot of mafia/armed conflicts you might be put through some checks if you want to do business in a place that is actively hostile to the stuff going on in that region.

The western world is a bureaucratic hell for people from Syria, Iran, North Korea, Cuba, Irak etc.

If you are from country A that doesn't share data with country B and you want to live/work/do business in country B, the bureaucracy can also be heavier since it's going to be harder asses your situation. You might be asked to explain what you do, why do you want to use their services and even prove your claims if you want to be accepted as a customer.

That's something that no one likes. Banks like making money and yo don't make money by refusing work, so they will do the bare minimum to cover their asses but sometimes the cover needed can be quite large.