[cam0]

I think it's exciting too, but I'm also a little weary of making these complex financial instruments more prevalent. I see more of a downside to the increase in these instruments overall. Still fascinating to watch unfold though.

[puranjay]

I see the downside as well, but all the same, I'd be happy if I can own the rewards and the risk. If I go broke because of experimenting with this stuff, I'll be okay with it - it's my money, my mistakes.

Lots of people went broke in 2008 because of their bankers' mistakes.

It strikes at the heart of ownership and responsibility and I can't understand why HN isn't bullish about it. Everyone here loves the idea of owning their data and their hardware and their software but somehow, their money should be owned by...bankers? So they can invest it in junk and crash the market?

Doesn't make sense to me.