For the most part I agree, although if I'm going to buy an entire album digitally, I do sometimes just buy the CD and rip it if the price is about the same.
That said, I finally got my music library cleaned up and decided to fill in some holes. But, at that point, I also decided I might as well just use subscription downloads from Apple Music. It's all very mainstream older stuff and if I do decide at some point, I want copies I own I can buy them if I want. But no need to spend the money right now just so I know I own everything.
But, like books, that's the only way my kids and their kids may keep the actual artefact of something that I did read or listen to (be it a book, or a vinyl).
So, if I appreaciate/care about what it is/says, I get a physical copy of it so I can give it to someone. Otherwise I know it's lost to them.
That said, I finally got my music library cleaned up and decided to fill in some holes. But, at that point, I also decided I might as well just use subscription downloads from Apple Music. It's all very mainstream older stuff and if I do decide at some point, I want copies I own I can buy them if I want. But no need to spend the money right now just so I know I own everything.