[craftinator]

Similarly, people who don't inherit money can't spend it, and for the most part also don't accumulate wealth!

[leppr]

Well that's the very nature of ponzinomics. How would you preserve social class otherwise? This is all working as intended.

[mym1990]

I don't think this is completely true as credit cards/bad loans can be a great way to not inherit money, still spend it like you have it, and stay in a very deep financial hole.