Jen is an IndieHacker. I'm a big fan of lunchmoney, and I'm rooting for the success of the app.
We pretty much have feature parity at this point. The small differences are that InstaBudget has mobile apps and lunchmoney has reports (there are other small differences). Both of those are easy gap to fill.
That being said, the major differentiator is that InstaBudget is based on zero-based budgeting whereas lunchmoney has "soft" budgeting.
So in a way we're not competing for the same users.
We pretty much have feature parity at this point. The small differences are that InstaBudget has mobile apps and lunchmoney has reports (there are other small differences). Both of those are easy gap to fill.
That being said, the major differentiator is that InstaBudget is based on zero-based budgeting whereas lunchmoney has "soft" budgeting.
So in a way we're not competing for the same users.