[ryanSrich]

Yeah that makes sense. Do you know how contractors in the US offer financing now? When I had my furnace and AC unit replaced I was offered financing options. I didn’t dig too deep as I didn’t need it, but it seems like there are options for certain sized projects. How are you more friendly to the contractor in situations where they already provided financing?

[RobKanda]

We've seen it here in the UK as well, with the larger firms being able to offer finance, either by lending their own money or agreeing with a bank and having spent the time and money to ensure they're fully compliant. This compliance includes how they can advertise, how they can talk to customers about finance, how they can handle their invoices and payment plans, etc. For the UK, they need to stay compliant with the FCA. With Kanda, we ourselves are the ones offering the finance. All of our systems, advertising (including the bespoke social media advertising we give to our contractors) and such are compliant, so the tradesperson knows they can use us and not need to worry. We're putting finance in the hands of the every day contractor, something previously only available to the larger firms who have outlaid costs