and yet, almost nobody does this. Because it's impractical so far. I would look forward to the day when it does become practical, but i cannot see when that may be.
It’s not that unfathomable, it’s just not something you’re about to get in place of a direct deposit any time soon. I’ve seen internet artists and musicians offer to take commission payment in crypto before. Assuming the ecological issues of cryptocurrencies are possible to sort out, this kind of peer-to-peer usage feels nearly ideal, especially when many smaller businesses have trust issues with internet peer to peer payment providers such as PayPal.