[michaelmrose]

This already happens. The average american has so small a pool of resources and health care is so expensive that surgery or drugs that insurance doesn't pay for is unaffordable beyond trivialities for the vast majority.

61% couldn't shell out $1000 if their life depended on it.

https://www.cnbc.com/2021/01/11/just-39percent-of-americans-...

If little johnny needs a 150k operation and the insurance says no he's going to die and they can't all pay into each others go fund me. The economics just don't work out.

Also virtually nobody has suggested outlawing cash payments for services. That idea is much outside of the mainstream as believing that the earth is flat. Pretending that is what socialized medicine is, is a straw man.

They are 2 ways to cost pool neither suggests or requires the elimination of cash payment.