[heavyset_go]

I pay for health insurance on the individual market, without employer or government subsidies. It's a shitty plan that I pay over $9k in premiums for and have a $3k deductible with an $8k out of pocket maximum each year with co-pays, and that's without utilizing the plan at all.

If I wanted to buy the same plan I had from an employer, a family plan, it would cost over $30k in premiums, with an $8k deductible and a $17k out of pocket maximum each year with co-pays.

All of those costs and it is still routine for the insured in the US to find out that the care they received actually isn't covered by their insurance, as well, so they're on the hook for paying for some care completely out of pocket.

I would love to hear your explanation for how my savings is actually higher now while I'm being extorted each year with higher and higher premiums for less and less care.