[sdenton4]

We have lots of non-crypto digital money protocols. Millions of people use them every day.

Crypto currencies and block chains are mostly reinventing existing wheels, with a weak promise of decentralization on top, which seems to break down whenever a big-enough event happens.

[timdaub]

I tried using traditional banking to build modern applications. In Germany, it's a nightmare.

Additionally the space is heavily regulated. I worked for a company that did several million EUR a year legit revenue in the music industry. Stripe, Adyen and others slammed the door in front of us when we wanted to build automated royalty payments.