[lstoll]

This is fine while you're employed, but what if you lose your position or decide to take a couple years off? Then it becomes a different equation.

Spread out over time, in the places I lived outside of the US that was not really a concern. Same with most other "social care" situations. In the US, it all felt a lot more tenuous which was a source of constant low-key anxiety.

[bradleyjg]

COBRA coverage is very affordable for tech company ex-employees because their workforces skew young, male, and healthy. So that’s another 18 months.

It’s certainly not perfect, and in my citizen hat I think it’s quite flawed, by as experienced by most software engineers it is not a huge concern.