[lstamour]

Person living in Canada here. I can confirm that Google Pay can take up to 3 days of internal retries here also. I once called and asked about a payment that didn’t go through and if they could just cancel it but apparently after I fixed the issue I was told I just had to wait for the system to retry again on its schedule, not mine. It’s some quirk about Google Pay in that it seems to affect any consumer services whose billing goes through Google Pay. The closest help article I can find on the subject is https://support.google.com/pay/answer/7644013#zippy=%2Csend-... but they really don’t publicize this quirk, that the system retries automatically. It sounds reasonable to do this for a subscription service, say, and when dealing with non-real-time cash transfers between bank accounts, it’s understandable, but paying with a credit card, for example? I expect that to be basically binary for each transaction: it succeeds or it fails. This “pending” with retry just complicated things…