[RailzAi]

Thanks for sharing such a great article. I agree that Fintechs have so many opportunities to choose from to build their tech stack. This is especially the case when weighing one’s options when choosing the right open accounting API to get access to SME customer's cloud accounting data.

Having a wide range of accounting platform integrations has its advantages, but it's more important to make sure that the API provides a breadth of data points and complete information that's delivered in a standardized manner so fintech lenders can compare apples to apples. The API one chooses should have the ability to take unstructured data from multiple platforms and convert them into structured data in order to synthesize the data easily. The API should also be quick and easy to implement, with open API docs and developer support.

Last year, the team at Railz launched an API that connects to SMBs’ accounting platforms – providing data & analytics to generate insights for both financial institutions and Fintechs to make quick and better-informed decisions. If you’re curious to learn what we’ve been up to, check out our website!

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