[CapriciousCptl]

Very cool. I'm curious--

1. How do you vet the lenders? Anything keeping them on a leash so they don't go too hard on past-due accounts?

2. Is the financing generally recourse to the owners?

3. Who's your biggest competitor?

[jon-fry]

1. We do vet lenders. We focus on bringing on the lenders with the best service, tech and reputation. We don't bring bad actors in the space, and if they don't service the borrowers well they are removed from the platform.

2. There are both recourse and non-recourse options.

3. Stripe released a product with some similarities recently. On the marketplace side we compete with companies like Lendio and Fundera.