[Lammy]

Very sad to see this downvoted. I don't know how people can see things like "WTF Happened in 1971?" without realizing the date correlations to the 1968 Fair Housing Act and especially especially to the 1974 Equal Credit Opportunity Act:

https://wtfhappenedin1971.com/

https://en.wikipedia.org/wiki/Civil_Rights_Act_of_1968#Title...

https://en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

[Infinitesimus]

I don't quite follow - what's your hypothesis here?