[specialist]

It's true that the Democratic caucuses, both federal and state level, are much harder to hold together. Every year there's a bill in my state to reign in pay day lenders. Basically banning usury level interest rates on loans. Overwhelming popular support (~80%) and editorial support.

And every year there's a "blue dog" Democrat living in a purple district which bends to the pro pay day loan lobbyists.

Vetocracy is a tough problem. Our civic legacy is to fear the mob, tyranny of the majority. (Thanks Plato.) So it's rare that mere popular support ( >60%) is sufficient to attain progress.

So, to your point, mere 50% + 1 vote ain't ever enough.

[javagram]

Making payday lending illegal will push poor people who desperately need the cash to seek it from organized crime instead.

There’s a reason those bills get stopped and killed. They sound good on their face, but when you dig into the details they harm the people they’re supposed to help.

[specialist]

What's a reasonable interest rate for pay day loans? Should there be an upper limit?

[wwww4all]

Democrats had filibuster proof senators when Obama was president. They had way more than 50%.

Why did this not happen then?

[specialist]

You'll have to ask Sen Joe Lieberman. Please share his answers. I'm dying to know too. https://en.wikipedia.org/wiki/Joe_Lieberman