[dillondoyle]

That's my guess at where real disruptive $ could be; actually vertically integrate and originate loans + sleeker/lower fee real estate transaction. If they corner enough inventory they could probably eliminate many human agents too

[adeelk93]

I said this elsewhere in this thread, and I’ll say it again here: what you’re describing is Redfin. They’ve been originating loans for a couple years now, and creating that efficient vertical integration.

[username2021]

Zillow does this at greater scale than Redfin. Coldwell Banker also has an affiliated loan arm of their business (Princeton Capital). The difference is that Redfin is a broker whereas Zillow is not. Zillow has 20x the traffic and reach of Redfin plus the originate mortgages and provide instant offers. Because Redfin and Compass are brokers, they have more legal restrictions on how they offer these services to others that limits their reach

[dillondoyle]

sounds like a good business model!

though redfin doesnt seem to have online listings anymore though (maybe they never did but i thought they used too).

carvana's experience is pretty great. a house is not the same as a car, but still seems like there could be a lot of improvement still