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by kube-system 1933 days ago
There's plenty of zero-percent consumer credit lines. Interest rates are certainly not the only way to make money by lending money, particularly if you have something to sell.

In this instance: https://www.apple.com/apple-card/monthly-installments/

Buying a Mac on credit is considerably cheaper than buying with cash. 12 months of the time-value of money + you get 3% cash back.