[nemothekid]

Yes, I don't think Apple Card has anything to do with it - I think his iCloud subscription was past due and that was that disabled his account - and then he found himself in a Catch 22 where he couldn't update/pay his Apple Card because he was locked out of iCloud. I'd imagine the same would have happened if he let his Visa card lapse.

[dcurtis]

Nope -- iCloud was not past due. It is an Apple Card policy.

[jbtule]

Apples Customer agreement->

Definition ->

“Account” means the Apple Card consumer credit account opened for you under this Agreement

Default actions ->

WHAT IS THE EFFECT OF BEING IN DEFAULT If you are in default, we may take any of the following actions to the extent permitted under applicable law: • Continue to charge you interest as long as you have an outstanding Account balance; • Lower your credit limit; • Decline or otherwise limit your ability to make Transactions; • Report information about your Account to the credit reporting bureaus; • Begin collections activities; • Suspend or close your Account; • Require you to immediately pay all or any portion of your total outstanding balance (this action may also be taken upon death); • If we retain an attorney who is not our salaried employee to collect amounts you owe, we may require you to pay for the court costs and reasonable attorneys' fees that we actually incur; and/or • Take any other action permitted by law.

[dmix]

> Suspend or close your Account

I guess account is one whole system the way they built it so it includes his iCloud and whatnot.

This should be last resort solution for Apple. I’m thinking well past 3 months of notifications or something, maybe even a year, considering it goes beyond just the card itself.

Or just not have it affect other services at all.

[URSpider94]

It’s not, at all. I have an Apple Card. My Apple Card account is totally separate from my iCloud account.

[Terretta]

“Account” means the Apple Card consumer credit account opened for you under this Agreement.

Not same as Apple ID.

[subhro]

Can you point out any public documentation about this policy?

[Bud]

It's not an Apple Card policy. At all. And you didn't post any convincing evidence of that.

[URSpider94]

What is an Apple Card policy?