[drukenemo]

It’s not an all or nothing question, I just highlighted where the thinking tends to go towards here in Europe. Not saying eliminate retirement plans, but also take into account your financial future if you can. Have that as a goal.

[newswasboring]

After experiencing both thought systems as an outsider (I'm neither European nor American) it feels like American system wants to win life and European system wants to live life. I honestly do not want to create my own financial future plans. I find investing and dealing with my own money incredibly stressful and distracting. I do not care for investing nor do I want to care. I want a guarantee that I will have a minimum lifestyle and the time saved can be used to enjoy right now.

People like me, who take stress when it comes to such things, love European system but people who find it trivial to invest in markets and such find the American system better. I wonder how many people think like me and how many like Americans. I have met Americans who don't think like what I just categorized as the American mindset, and European which are opposite to. So I really cant just take the populations and answer my own question.