[HeadsUpHigh]

You don't do bitcoin. Bitcoin is impractical. We are talking about crypto in general, not just bitcoin. Nowadays you can for example get xlm from a cex, move it to your wallet and send that. It's fast and with very low fees( lower than paypal etc). There's even a stablecoin you can exchange it for so you dont have to worry about price swings.

[fork1]

How low are you talking about? And hidden fees such as the spread do matter. Last i checked, which was a while ago, paypal wasn't that flash compared to alternatives.

[HeadsUpHigh]

Couple cents with current prices. Ada is reasonably low and nano is feeless but the network is supported by rainbow farts and unicorns so I wouldn't trust it much.