[PragmaticPulp]

> You only buy what you need

If you only spend when it's absolutely necessary because you want to keep as much currency as possible, that's the definition of hoarding.

What would you define as hoarding? Spending so little that you starve to death?

Keep in mind that spending includes things like investing in businesses. If currency itself provides the highest return because it's a race to hoard more than anyone else, investing in businesses becomes less attractive.

Currency should facilitate the economy, not be the economy.

[Geee]

It's somewhat subjective of course. I think there's a healthy balance where you buy things that provide value to you at the moment. I think hoarding means something unhealthy, when you suffer just to keep the money. The money wouldn't provide the highest return - it would grow with the economy, i.e. provide average return.

People don't hoard stocks, index funds or gold. They spend the profits when they want something for themselves. Why not have money that works like that.