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by londons_explore 1960 days ago
If someone gives me a $10M loan at -1% interest, I would spend $200 on suitcases and a vacuum sealer kit and $200 to hire a mini-digger. I'd then go dig a 6 foot hole in a forest somewhere and hide the money as cash. I'd install some weather stations around the site with PIR sensors and 4G ($25 each, x4) just to see if someone comes hunting for my cash.

After 5 years, I return the cash. I earn $500k. Subtract off the $500 it cost me to set up and that's a pretty tidy profit for 2 days of my time. The chance of theft is well under 1% as long as nobody else knows where it is, so I still make a tidy profit even with a risk premium.