[timsally]

I agree with your distinction and it is an important one. It is also important to define the function by which one becomes either a part of the working poor or impoverished. I argue it is a function of personal motivation, race, sexuality, religion, and a myriad of other factors. Indeed, pointing this out was the point of my previous exposition regarding smoking. I'm wary of those people that place too much weight on the personal motivation term in the above equation.