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by mato 1956 days ago
Here /Europe/ some banks are starting to require the use of mobile apps for authenticating transactions, instead of providing hardware tokens.

When I ran into this problem they told me: "either pay us X EUR/month extra for Business Banking or, no hardware token for you". Calculated that (X * 12) < (cost of cheap Nokia Android phone), and got the latter which I keep in flight mode in a desk drawer and use for the banking app only.