[iso1631]

> Assuming nobody gets government bailouts

This is a lot of the problem. Certain people are too big to fail, they can keep the profits, but they don't suffer. How many people who had barely heard of the stock market lost their homes after 2008? How many speculators lost their homes?

How many people who have barely heard of the stock market have made massive gains over the last 10 years? How many speculators?

The government borrowed trillions, that all ended up in the pocket of people with shares, not in the hands of people who struggle to make rent.